36 CRITICAL ILLNESS INSURANCE

36 CRITICAL ILLNESS INSURANCE

This policy is sold as a rider and very few insurance companies are having it as a stand-alone policy.

This can be the most important rider or policy to consider when buying a policy because it will cover and paid when the insured is diagnosed as having cancer, suffered a heart attack, stroke, or undergone coronary artery by-pass surgery.

Most  insurance companies are covering as many as 45 different type of named diseases/illnesses. There is a waiting period usually 30 to 180 days from inception before an insured is covered. This is the only policy which can help you to back up your income.

       Type of Covers

      1.Heart Attack

      2.Stroke

3. Coronary Artery By-Pass Surgery
4. Cancer
5. End Stage Kidney Failure
6. Fulminant Viral hepatitis
7. Severe Cardiomyopathy
8. HIV Due to Blood Transfusion
9. Paralysis
10. Motor Neuron Disease
11. Major Organ/Bone Marrow Transplant
12. Parkinson's Disease
13. Major Head Trauma
14. Chronic Aplastic Anemia
15. End Stage Lung Disease
16. End Stage Liver Failure
17. Heart Valve Surgery
18. Muscular Dystrophy
19. Multiple Sclerosis
20. Blindness/Total Loss of Sight
21. Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease.
22. Primary Pulmonary Arterial Hypertension.
23. Benign Brain Tumor.
24. Encephalitis
25. Deafness/Total loss of Hearing
26. Brain Surgery
27. Surgery To Aorta
28. Loss of Speech
29. Major Burns
30. Bacterial Meningitis
31. Coma
32. Full Blown AIDS
33. Loss of Independent Existence
34. Alzheimer's Disease/ Irreversible Organic Degenerative Brain Disorder
35. Other Serious Coronary Artery Disease.
36. Systemic Lupus Erythematosus (SLE) with Lupus Nephriti

“I will personally recommend this cover for anyone buying a policy to buy to the maximum they can”

About the author:Kertar Singh has joint Great Eastern Life Assurance in August 1995 as a part time agent.

Became a full time agent in 2000 after retiring from the army after 22 years.

I deal with all kind of Insurance from Life Insurances to General Insurances and Will Writing.

Kertar.en@gmail.com

H.P 013-322 8582